Best Bikes Under 1 Lakh India 2026

Introduction

Finding the perfect bike under ₹1 lakh in India requires balancing performance, fuel efficiency, maintenance costs, and your specific riding needs. This comprehensive guide covers the best motorcycles and scooters available in this budget segment, helping you make an informed decision.

The sub-₹1 lakh segment is India’s most competitive bike market, with manufacturers offering excellent options across categories - from fuel-efficient commuters to sporty machines. Whether you’re a first-time buyer, a daily commuter, or someone looking for weekend riding fun, there’s a bike in this range that matches your requirements.

This guide analyzes the top bikes under ₹1 lakh, compares their specifications, examines real-world performance, and helps you understand which bike offers the best value for your specific needs.

Table of Contents

1. Top 10 Bikes Under 1 Lakh
2. Best Commuter Bikes
3. Best Sports Bikes
4. Best Scooters
5. Detailed Bike Reviews
6. Price Comparison
7. Buying Considerations
8. Financing Options
9. FAQ
10. Conclusion

Top 10 Bikes Under 1 Lakh

Based on sales data, customer reviews, and expert analysis, here are the top 10 bikes under ₹1 lakh in India for 2025:

Best Commuter Bikes

Commuter bikes prioritize fuel efficiency, low maintenance costs, and comfortable riding position for daily use. Here are the top options:

Hero Splendor Plus

The Hero Splendor Plus remains India’s best-selling motorcycle for good reason. With a 97.2cc engine delivering 80+ km/l mileage, it’s the most economical choice for daily commuting. The bike features i3S (Idle Stop-Start System) technology that further improves fuel efficiency in city traffic.

Key Specifications:

• Engine: 97.2cc, air-cooled
• Power: 8 PS @ 8,000 rpm
• Mileage: 80+ km/l
• Price: ₹72,900 (ex-showroom)

Best for: Budget-conscious buyers prioritizing fuel economy and low running costs.

Honda Shine

Honda Shine offers refined performance with its 124cc engine and Honda’s legendary build quality. The bike delivers smooth power delivery, excellent reliability, and comfortable ergonomics for long-distance riding.

Key Specifications:

• Engine: 124cc, air-cooled
• Power: 10.7 PS @ 7,500 rpm
• Mileage: 65 km/l
• Price: ₹79,800 (ex-showroom)

Best for: Riders seeking reliability, brand reputation, and balanced performance.

Bajaj Platina 110

The Bajaj Platina 110 focuses on comfort with its unique ComforTec technology featuring longer suspension travel and softer seat. It offers excellent mileage and is ideal for bumpy Indian roads.

Key Specifications:

• Engine: 115.45cc, DTS-i
• Power: 8.6 PS @ 7,000 rpm
• Mileage: 84 km/l
• Price: ₹69,000 (ex-showroom)

Best for: Riders prioritizing comfort and mileage on rough roads.

Best Sports Bikes

For those who want performance and style without breaking the bank:

TVS Apache RTR 160 4V

The Apache RTR 160 4V delivers genuine sports bike performance with its race-tuned engine and aggressive styling. Features like glide-through technology and smartphone connectivity make it a modern choice.

Key Specifications:

• Engine: 159.7cc, oil-cooled, 4-valve
• Power: 17.55 PS @ 9,250 rpm
• Mileage: 45-48 km/l
• Price: ₹1,18,000 (ex-showroom)

Best for: Young riders wanting sporty performance and modern features.

Yamaha FZ-S

Yamaha FZ-S combines muscular styling with the smooth, refined 149cc Blue Core engine. Known for excellent build quality and comfortable riding position, it’s ideal for both city commutes and weekend rides.

Key Specifications:

• Engine: 149cc, air-cooled, Blue Core
• Power: 12.2 PS @ 7,250 rpm
• Mileage: 48-50 km/l
• Price: ₹1,19,900 (ex-showroom)

Best for: Riders seeking a balance of style, performance, and fuel efficiency.

Bajaj Pulsar 125

The Pulsar 125 brings the iconic Pulsar DNA to the 125cc segment. With LED headlamps, split seats, and sporty styling, it offers a premium feel at an affordable price.

Key Specifications:

• Engine: 124.4cc, DTS-i
• Power: 11.8 PS @ 8,500 rpm
• Mileage: 55-60 km/l
• Price: ₹95,000 (ex-showroom)

Best for: First-time buyers wanting sporty looks with manageable power.

Best Scooters

Scooters offer convenient storage, easy handling, and comfortable riding position for city use:

Honda Activa 6G

India’s best-selling scooter, the Activa 6G features BS6-compliant 110cc engine with enhanced fuel injection for better mileage. Its spacious under-seat storage and reliable performance make it ideal for daily use.

Key Specifications:

• Engine: 109.51cc, air-cooled
• Power: 7.68 PS @ 8,000 rpm
• Mileage: 50 km/l
• Price: ₹74,536 (ex-showroom)

Best for: All riders seeking hassle-free commuting with excellent resale value.

TVS Jupiter

TVS Jupiter offers feature-rich experience with its Intelligo technology, spacious storage, and comfortable seat. The External Fuel Fill Cap adds convenience at fuel stations.

Key Specifications:

• Engine: 109.7cc, air-cooled
• Power: 7.47 PS @ 7,500 rpm
• Mileage: 62 km/l
• Price: ₹73,400 (ex-showroom)

Best for: Families and riders who prioritize features and comfort.

Buying Considerations

Mileage vs Performance Trade-off

Higher mileage bikes typically have smaller engines (100-125cc) and prioritize fuel economy over performance. Sports bikes with larger engines (150-160cc) offer better acceleration and top speed but consume more fuel.

Decision Guide:

• Daily commute under 30km: Choose high-mileage commuter (Hero Splendor Plus, Bajaj Platina)
• Mixed city and highway riding: Opt for 125cc segment (Honda Shine, Pulsar 125)
• Performance focus with acceptable mileage: Select 150-160cc sports bikes (FZ-S, Apache RTR 160)

Maintenance Costs

Consider the cost of regular servicing, spare parts availability, and service center accessibility:

• Hero & Bajaj: Widest service network, affordable spare parts
• Honda: Premium pricing for parts, excellent service quality
• TVS & Yamaha: Moderate pricing, good service availability

Resale Value

Top performers in resale value:

1. Honda Activa - Retains 60-65% value after 3 years
2. Hero Splendor Plus - 55-60% retention
3. Yamaha FZ - 50-55% retention

Insurance Costs

Annual insurance for bikes under ₹1 lakh ranges from ₹3,000 to ₹6,000 depending on:

• Engine capacity
• City of registration
• No-claim bonus
• Add-on covers

Financing Options

Bike Loan Options

Most banks and NBFCs offer two-wheeler loans with:

• Loan Amount: Up to 90% of bike’s on-road price
• Interest Rate: 9-14% per annum
• Tenure: 12-36 months
• Processing Fee: ₹500-1,000

EMI Calculation Example

For a bike priced at ₹1,00,000 with ₹20,000 down payment:

• Loan Amount: ₹80,000
• Interest Rate: 12% p.a.
• Tenure: 24 months
• Monthly EMI: ₹3,768

Conclusion

The sub-₹1 lakh bike segment offers exceptional variety catering to every riding need. Hero Splendor Plus and Bajaj Platina 110 lead for pure fuel economy, Honda Shine and Hero Glamour balance performance with efficiency, while TVS Apache RTR 160 4V and Yamaha FZ-S deliver sporty thrills.

For city-focused riders, Honda Activa 6G and TVS Jupiter provide hassle-free scooter convenience. Your final choice should align with your primary usage pattern, budget for running costs, and personal preferences regarding style and features.

Next Steps

1. Shortlist 2-3 bikes based on your riding needs and budget
2. Take test rides to experience handling and comfort
3. Check on-road prices including insurance and registration in your city
4. Explore financing options if needed
5. Negotiate for best deal including accessories or free services